The homes in Hawaii have unique terrain that includes mountains, hills, streams, wetlands, and even former now-developed wetlands (examples of former wetlands include the areas near Ala Moana and Kaka’ako on Oahu-SALT at Kaka’ako is actually named after the old salt pools this development sits upon). The mountainous geography leads to micro-climates that strongly affect local flooding and rainfall. It is very important to ask your Realtor about your flood zone, and is it important for your Realtor to advise you on your flood zone when you buying or selling in Hawaii. But, there are never guarantees–even within certain risk zone there can be wide differences parcel to parcel, and buyers are often able to review this data before buying. There is both an art and a science to choosing a property with the least flood risk possible. In college I mapped streams and flood areas, and even did a yearlong mapping research project on near-coast hurricane flood risks, both from ocean water and rainwater. Before that, I studied physical geography, geology, and analytical mapping (GIS). I’ve reviewed flood zone maps on over 1,500 properties from that experience. Now, you may be asking, why is a Realtor-Broker writing a detailed article on flood zones? Well, before I became a realtor, I became a real estate attorney* (and as of the time of this article I am still licensed as an attorney in both Illinois and Hawaii). This article is a guide to the rainfall flood zones in Hawai’i and is important information for all homeowners and prospective homeowners in Hawai’i. It is something every buyer and seller needs to know. Because Hawai’i gets a lot of rain, knowing your flood zones, and what each of them means, is an important part of both buying and selling property in the state of Hawai’i. But for the majority of the State of Hawai’i, the winter season is the rainiest season. Depending on where you live, it may be a winter rain season or a summer rain season. Buying Advice The 7 Flood Zones all Buyers and Sellers in Hawai’i Need to KnowĮvery year, Hawai’i has a rainy season.
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